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    4.99% interest rate
    5.84% * apr

    on select move-in
    ready homes with
    Vanderbilt Mortgage.*

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    2310 e 15 st, panama city, FL 32405

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    (850) 785-3302

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Clayton Homes of Panama City offers land and home opportunities in the following areas: Alys Beach, Bayou George, Callaway, Ebro, Fountain, Grande Pointe, Inlet Beach, Lynn Haven, Mexico Beach, P C Beach, Panama City, Panama City Beach, Parker, Rosemary Beach, Seacrest, Southport, Tyndall AFB, Watersound, West Panama City Beach, White City, and Youngstown.

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Clayton Homes of Panama City

Modern manufactured homes, made affordable.

Find your dream home today

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Featured Homes

  • IN STOCK
  • SPECIAL RATE AVAILABLE
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MOD510565332

  • 3 beds
  • 2 baths
  • 2,128 sq. ft.
  • 0.25 acres
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  • IN STOCK
The DELIGHT Exterior. This Manufactured Mobile Home features 2 bedrooms and 2 baths.
The DELIGHT Living Room. This Manufactured Mobile Home features 2 bedrooms and 2 baths.
The DELIGHT Living Room. This Manufactured Mobile Home features 2 bedrooms and 2 baths.
The DELIGHT Kitchen. This Manufactured Mobile Home features 2 bedrooms and 2 baths.
The DELIGHT Primary Bedroom. This Manufactured Mobile Home features 2 bedrooms and 2 baths.

Delight

  • 2 beds
  • 2 baths
  • 820 sq. ft.
  • IN STOCK
  • SPECIAL RATE AVAILABLE
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5062168332

  • 3 beds
  • 2 baths
  • 1,920 sq. ft.
  • 0.5 acres
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RED TAG SALE

SAVE THOUSANDS on select in-stock homes*

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MYHOME

Start your home buying journey with our planner.

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Our mission

Opening doors to a better life.

If you're looking for the perfect home to make lasting memories in, Clayton Homes of Panama City has just what you need. Panama City is a bustling coastal town in Florida perfect for those seeking the warm sun and plenty of fun! Our homes can be customized to suit any lifestyle and come with many features to withstand the Florida rain. The beach house of your dreams can be made a reality with the help of our home consultants, who have been helping aspiring home buyers find exactly what they want in a home for decades, and we're certain we can help you, too! Come visit our home center today to let us help you find your Florida dream home!

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Built to Last a Lifetime. Or Two.

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HouseSmart®

We create beautiful, affordable and strong manufactured homes with energy-efficient features. See for yourself why our homes are the smart choice.

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EnergySmart Zero™

Enjoy a whole new level of home performance and energy savings with our EnergySmart Zero™ homes that can save you tens of thousands** over the life of your home.

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BuiltSmart®

A building process is only as good as what goes into it. For us, that means quality products from the world's most trusted brands, so your home is built to last a lifetime.*

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* With proper home maintenance.

** EnergySmart Zero™ homes are built with energy efficient features and made to DOE Zero Energy Ready Home™ program specifications.

SPECIAL RATE HOMES

4.99% INTEREST
RATE
5.84%*APR

Interest rates as low as 4.99% / 5.84% APR​* on these manufactured homes on land! This exclusive offer from Vanderbilt Mortgage is available on select move-in ready homes while they last.*

Click here to view offer and important disclosures.

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Opening Doors to a Better Life

Welcome Home

As you get the keys to your new home, we want to be the first to celebrate with you. From our family to yours, welcome home!

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News & Events

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Score and Save
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Score and Save

RECEIVE $1,500* OFF THE PURCHASE OF A NEW SINGLE SECTION HOME OR $3,000* OFF OF A NEW MULTI-SECTION HOME. PLUS! BE SURE TO SHOW YOUR TEAM SPIRIT FOR A CHANCE TO WIN A DOOR PRIZE!

* SCORE AND SAVE SALE (the "Program") TERMS & CONDITIONS: Program only available at participating Clayton Homes family of brands retailers ("Seller") with a new home sales agreement that is signed September 26, 2025, through October 4, 2025. Buyer to receive incentive in the following maximum amounts: $1,500 with purchase of a new single-section home; $3,000 with purchase of a new double-section home (each the "Incentive"). Home must be purchased at the posted home only retail sales price to be eligible for the maximum available incentive. Actual total value of buyer Incentive not to exceed $3,000. Buyer Incentive will be applied by the Seller as a reduction in the total sales price of the home package, consisting of the home purchased plus all other items included in the sale. If the posted home only retail sales price of the home is reduced by the Seller either through negotiation with the buyer, or as a result of the underwriting requirements of the lender selected by the buyer, or if the Seller is required by the lender selected by the buyer to pay discount points or any other fees and charges, the Incentive will be applied first to the amount of the negotiated or lender required reduction of the home sales price and then to the lender required Seller paid discount points, fees and charges. Any remaining Incentive will be applied to reduce the total sale price of the home. Under no circumstances will any portion of the buyer Incentive be applied toward buyer's down payment if buyer obtains financing for the home purchase from any lender of buyer's choice. Buyer is solely responsible for paying the entire down payment. Program may not be available with USDA/FHA/VA financing, and may be subject to certain lender requirements that restrict the forms of buyer incentives that Seller can provide. Void where prohibited, but only to the extent prohibited.

Modular Home Survives Hurricane Michael
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Modular Home Survives Hurricane Michael

Hoping for a peaceful retirement, Darla and Terry Wise moved to Mexico Beach, FL. However, a Category 4 hurricane tore through their area shortly after, but their Clayton Built® home was still standing!

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